You can default on your plastic card debt should you don't comply together with the contractual arrangement outlined from the terms and agreements. If you personalize your card by using a bank, your city bank credit card will develop the image printed onto it. How to Send Money into a Bank Account Using a Credit Card. Avoid situations that can reflect negatively upon you as well as your credit situation, including repossessions and foreclosures. What is a bit more, starting a debit card processing company requires little over a little research and planning along with a few components of basic equipment. Does Applying for just a Credit Card Affect Your Credit Score.